That’s not the way it works. Health insurance is not a financial tool; it is an intricate part of the whole Health Care system. It is expected that people will either have insurance, or be covered through Medicare or Medicaid. Whole cost systems are based on the concept that people are insured. People are denied proper treatment for lack of insurance.

Next time you inhale, remember that there is no law that says we have a right to oxygen, but you would freak out if it wasn’t there.

I wonder how many times some poor unknowledgeable plan member pays much more for the healthcare they recieved than they should! I didn’t know that billing cycles occur with each of my providers and that I’m billed over and over - for the same amount and what questions I should ask about when my health insurance carrier was going to pay my claim and how. That’s when I found out about the electronic bulk bill payment. This is where several of my claims are paid at one time and I needed to know the tracking number. That’s where your Human Resources Benefits Administrator or consultant comes in. Mine was a gem, she assisted me in finding this information so I could handle my billing with each providers office knowing how their process actually worked! It’s amazing when you have knowlege. It’s power! Bottom line here is when you have all three of these ingredients in place the HSA, the healthplan you want and a great employee benefit administrator or consultant you can feel alot better about navigating the somewhat treacherous waters of medical billing!